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Stephen Malouf & Co Inc.
accountant | tax consultant | financial analyst
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HOW WE CAN HELP YOU :
Our services are ideal for the entrepreneur who has already done the preliminary research to prepare their business plan and now need help building the financial part (NUMBERS) including financial forecast (cash flow) and start-up costs).
Who should write your business plan ? This is your business and therefore it is you, the entrepreneur, who must take the initiative to write it. If your are serious, we have valuable advice on the best financing strategies for you. A strong financial model will ensure that you are spending in the correct areas of the business and have the revenue to support growth. We will focus on forecast revenue, cost of goods sold, operating expenses, profit, and most importantly, cash flow to repay the loans. We can then help you improve the written part of your business plan by helping you create the strategy that reflects your vision and defines the actions needed to get there. We will help refine your ideas and strategies, and mold them into a viable business. We challenge your assumptions, fill gaps in your thinking, and help formulate business models, tactics, and strategies. A sound strategy sets the stage for where you want your business to go.
It all starts with creating the right product / service that a client would like to buy from you. We offer a framework for companies to test, learn, and adjust their strategy through continuous improvement and emphasize the importance of experimenting, getting feedback from customers, and making changes quickly to make a product or service that people want to buy.
To obtain financing from the bank, your company will be asked to provide a credible and reliable financial section in your business plan because bankers will examine your numbers to determine your ability to meet the repayment of loans.
Coaching for small business : Allow Stephen to help you evaluate what your business needs and make it optimized for growth and profitability. Stephen can help you ease your financial uncertainty and stress while helping you focus and grow your business. Stephen takes complex situations, explains them in common sense terms to guide clients to make the right decision based on their situation. The expert is you, your experience, and your business. Stephen’s part is to offer support from his own experience to help you see clearly and invest wisely in your business. Stephen has a broad range of business experience in sales, marketing, production, operations, finance. Stephen received a Bachelor of commerce degree (finance and business law) from Concordia University. Prior to starting an accounting firm in 2008, Stephen's career includes pioneering sales into the United States market to major clothing retailers, co-managing a vertically integrated cut and sew apparel manufacturer, and working as a consultant to turnaround clothing companies to remain profitable.